Think differently
Build discipline, confidence and a system that keeps you moving when motivation disappears.
A practical system to strengthen your mindset, create additional income and invest with clarity — so your future is not tied to one paycheck or one place.
Financial independence is not one lucky trade. It is a stack of skills, habits, income streams and sensible investments — built one layer at a time.
Build discipline, confidence and a system that keeps you moving when motivation disappears.
Find practical ways to use your skills, build a side income and earn beyond one employer.
Understand risk, diversification, stocks, ETFs, Bitcoin and the foundations of trading.
Build an emergency buffer, avoid emotional decisions and create rules for your capital.
Use fitness, sleep and routines to improve the energy behind every business and money decision.
Build a life with more control over your location, time, work and long-term direction.
One paycheck is fragile. One investment is risky. One burst of motivation fades. The answer is a system that compounds.
Skills → Income → Assets → Options
Self-paced written lessons, worked examples and practical worksheets. Read, reflect and apply what you learn at your own pace.
Cash flow, saving systems, emergency funds, debt, goals and the numbers behind independence.
Choosing a realistic model, developing valuable skills, finding demand and earning from anywhere.
Market fundamentals, diversification, long-term portfolios, valuation basics and common mistakes.
How the market works, custody basics, cycles, position sizing and protecting yourself from hype.
Charts, setups, risk-to-reward and psychology — with process and risk management before profit.
Discipline, routines, energy, training and the habits that support long-term performance.
A clear starting point for the markets — what each asset is, why people own it and where the real risks sit.
A common example assigns 70% of the equity allocation to developed markets, such as an MSCI World tracker, and 30% to emerging markets. On a €1,000 equity allocation, that means €700 and €300. MSCI World itself covers developed markets; it is not an all-country index.
This example is not Yannis's verified portfolio or a recommended allocation. Both parts contain stocks and can fall together. Bitcoin, altcoins and gold would require their own allocation within the total portfolio; they are not extra percentages added on top of 100%.
Gold does not pay dividends or interest. Its price can rise or fall, and holding costs and product structure matter. A long-term holding period does not remove investment risk.
MSCI World factsheet ↗ · MSCI Emerging Markets factsheet ↗Explore how a starting amount and regular monthly contributions could grow at a hypothetical annual return. This illustration assumes a constant return and month-end contributions. It excludes fees, taxes and inflation; real returns vary and can be negative.
“Wealth is assets that earn while you sleep.”Naval Ravikant · source ↗
“Over time, of course, the performance of the stock must roughly match the performance of the business.”Warren Buffett · 1999 shareholder letter ↗
“What is needed is an electronic payment system based on cryptographic proof instead of trust.”Satoshi Nakamoto · Bitcoin whitepaper ↗


I started investing at 18. Bitcoin caught my attention early because I saw potential in a new way of transferring and holding value.
My interests expanded into individual stocks, altcoins, ETFs such as those tracking the MSCI World, and commodities such as gold. YLS Academy brings those interests together with mindset, discipline and the ambition to build a more independent life.
My aim is to make the concepts easier to understand: what you own, why you own it and what could go wrong. This is a personal learning perspective, not a verified performance record or a promise of financial results.
A written foundation course or an ongoing reading membership. No video lessons required.
A self-paced written course covering money, markets and personal discipline.
An ongoing library of written explainers and practical learning resources.
Foundation: €99 once for the current course. Membership: €29 per month, renewing automatically until cancelled. Access continues to the end of the paid period. Sales open after payment setup and seller information are complete. Try a free lesson in the member area.
General education, not personalized investment advice. Investments can lose value, including all capital invested. No returns or income outcomes are guaranteed. Historical results do not predict future results.
No. YLS Academy provides general education, frameworks and personal development content. It does not provide individual investment recommendations or guarantee outcomes.
No. The learning path starts with the foundations and explains the concepts clearly. More advanced modules build on that base over time.
No. The focus is on building useful skills, additional income, disciplined investing habits and a stronger lifestyle over the long term.
The planned one-time course contains a defined set of written lessons. Membership gives access to an expanding learning library while subscribed. The Foundation purchase covers the current course. Membership access lasts for the paid subscription period.
Build the skills, assets and discipline that create real options.
Sales preparation in progress. Explore the course library →
The program is preparing for launch. Email Yannis to ask about launch plans. This does not create a subscription or purchase.
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